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NY · Life, Accident & Health Agent/Broker
Pass your examwith confidence.New York Life, Accident & Health Insurance Exam Prep
Start a bilingual preparation path for New York life, accident and health insurance knowledge, state law and producer responsibilities.
Choose your preparation ↓Life & Health · Property & Casualty
Your learning pathChoose your preparation
What the preparation will cover
Built for the real exam
The program follows the official state outline. Diagnostic sessions identify gaps; explanations teach the underlying rule; missed questions return at useful intervals; the mock exam reproduces the current exam structure.
- 01Life insurance policies, provisions and annuities
- 02Accident and health insurance products and policy provisions
- 03New York insurance laws and regulations
- 04Licensing, sales practices and producer responsibilities
See the app before you buy
A serious learning system — not a thin quiz app.
See the real interface, the complete chapter structure, detailed correction after an answer and clear package terms. The screenshots come from the current live app with 1,300 approved questions.
Learn by chapter
Work through the official outline in a structured order instead of random repetition.
Understand every answer
A wrong answer opens the rule, the misconception behind each distractor and the source.
Know the terms
Prices, access periods and included languages are visible before checkout.
Three free modes show how the app teaches before any purchase.
Try the learning method free →The five pillars of CertiAcademy
From the first diagnosis to real exam readiness.
Every pillar answers one of the weaknesses visible in the official results. The path is state-specific, bilingual and driven by what you actually know — not by a generic study schedule.
01
Diagnose every chapter
A 30-question diagnostic identifies weak areas across the official New York outline before you spend time on material you already know.
Know where to start02
Build the rule behind the answer
Short lessons and worked examples make life, health, annuity and New York-law concepts understandable before intensive practice begins.
Understand, do not guess03
Practice with real depth
1,300 learning questions include 500 New York-specific questions. Every answer explains why the correct choice fits and why the alternatives do not.
Repair weak areas04
Retain what you learned
Missed questions return at useful intervals. Chapter readiness and progress show what is stable and what still needs attention.
Make knowledge retrievable05
Simulate the real exam
Full-length simulations reproduce the number of questions, time limit and passing score. The result shows whether you are ready before the real appointment.
Prove exam readinessThe cost of underpreparing13,330examinees took the combined New York Life, Accident & Health exam in 2025
53.4%of 13,164 English-language combined-exam examinees did not pass
A difficult exam needs more than a generic question bank.
The first goal is not to finish more quizzes. It is to find the exact gaps that cost points, repair them and prove under exam conditions that the knowledge is available when it matters.
New York DFS 2025 Licensing Examination Report ↗Question depth
1,300questions for this state
500state-specific questions
The state-law portion is only one part of the exam. A pool of 500 state-specific questions therefore gives you unusually broad practice without cycling through the same few items.
Start preparation →Official New York results for 2025
13,330 combined-exam examinees — and a severe language gap.
These differences are not decoration and they are not labels for individual ability. They show where conventional preparation leaves candidates behind. CertiAcademy responds with clear foundations, bilingual terminology, diagnostic entry checks, explanations that repair misconceptions, spaced repetition and individual practice paths driven by actual answers — not demographic assumptions.
Published result groups
Exam language
The same combined exam produced a substantially wider non-pass rate in its Spanish-language version.
13,164English-language examinees
53.37%English-language examinees did not pass
166Spanish-language examinees
78.31%Spanish-language examinees did not pass
Published result groups
Education
Education-level results show that the language gap remains visible even when the report compares the same credential group.
66.57%English exam · high school or GED did not pass
84.37%Spanish exam · high school or GED did not pass
47.23%English exam · bachelor’s degree did not pass
74.29%Spanish exam · bachelor’s degree did not pass
Published result groups
Race, ethnicity and native language
Demographic responses were voluntary and self-reported. They describe group results, not individual ability or causation.
66.82%Black examinees did not pass the English exam
63.40%Hispanic examinees did not pass the English exam
60.16%native-Spanish examinees did not pass the English exam
77.93%Hispanic examinees did not pass the Spanish exam
Published result groups
Gender
The report also separates current-gender outcomes; the Spanish-language subgroups are small and should be read with caution.
57.57%women did not pass the English exam
47.27%men did not pass the English exam
75.00%female examinees did not pass the Spanish exam
77.78%male examinees did not pass the Spanish exam
New York DFS 2025 data. English and Spanish tables report examinees, not attempts. Demographic answers were voluntary and self-reported; small Spanish-language subgroups can be volatile and none of the figures proves why an individual passed or failed.
Current exam format
Life, Accident & Health Agent/Broker
- 01150 multiple-choice questions
- 02105 correct answers required (70%)
- 03At least 40 hours of approved combined prelicensing instruction
English + Español
One exam path. Two complete languages.
English and Spanish are complete learning paths, not a translation overlay. Terminology, explanations and state-law references are presented and reviewed in context.
Web · iOS · Android
One account. Every screen.
Your account, access and progress work in the web app. iPhone, iPad and Android apps will follow after internal store testing is complete.
New York launch pricing
Clear access periods. Clear prices.
One payment. No subscription and no automatic renewal. English and Spanish are included at the same price.
30 questions
Instant score and chapter-level starting point
Try the free diagnostic →6 months
Full question bank and realistic exam simulations
Buy Exam Ready →12 months + 6-month extension
Full preparation with CertiAcademy Pass Protection
Buy Pass Guarantee →New York launch prices. The final package, access period and price are shown again before the one-time purchase. No subscription and no automatic renewal.
Pass Guarantee · Pass Protection
12 + 6months access and extensionDidn’t pass? Keep studying. No new purchase.
Twelve months of access allows candidates to work systematically on the gaps visible in New York's results. If you do not pass and meet the eligibility requirements, access is extended by six months at no extra cost.
- Complete at least 80% of the question bank
- Complete three mock exams before the real exam
- No new purchase for the six-month extension
- Does not pay state exam fees or promise an exam result
Questions about access
Clear answers before you buy.
What exam does the New York preparation cover?
The preparation is designed for the Life, Accident & Health Agent/Broker exam and follows the current official outline and requirements. It covers general insurance knowledge and New York-specific topics.
How extensive is the New York question bank?
The program includes 1,300 learning questions, 500 of them New York-specific, plus the diagnostic and realistic exam simulations.
Is the preparation available in English and Spanish?
Yes. English and Spanish are complete learning paths with terminology, explanations and state-law references presented and reviewed in context.
Can I try the app before buying?
Yes. The free diagnostic and learning previews let you try all three learning modes, see detailed explanations and receive a result before choosing a paid package.
What does the Pass Guarantee mean?
The Pass Guarantee does not promise an exam result. The designated package includes twelve months of access and, when the stated eligibility requirements are met, an additional six-month extension without a new purchase.
Web access is now available.
Start your New York preparation today.
Try the free diagnostic first or choose one of the two full-access packages.