Current Texas exam format
| Official item | Texas General Lines LAH |
|---|---|
| General knowledge | 100 scored + 10 pretest |
| Texas-specific | 30 scored + 5 pretest |
| Total delivered | 145 |
| Time limit | 150 minutes |
| Passing result | 70 scaled score |
| Exam fee | $49 |
| Languages | English and Spanish |
What Texas requires
Texas does not list a general prelicensing course as a prerequisite for this standard route. A temporary-license path exists with different sponsorship and training conditions, so do not mix those requirements with the permanent resident path.
- Pass the state licensing examination before submitting the standard resident application.
- Complete the fingerprint and background process.
- Apply through Sircon or NIPR within one year of passing, or the examination must be retaken.
- Pay the separate state application fee shown on the TDI page.
What the 2025 results show
| Attempt group | English non-pass | Spanish non-pass |
|---|---|---|
| All attempts | 50% | 66% |
| First attempts | 43% | 66% |
| Repeat attempts | 60% | 66% |
Where to put your study time
The 30 scored Texas questions represent almost a quarter of the scored exam. They deserve their own practice pool, not a short supplement at the end of a national course.
- Life policies, annuities, underwriting and retirement concepts.
- Accident and health products, policy provisions and social insurance.
- Texas statutes and rules common to life and health.
- Texas provisions specific to life, health and HMOs.
Retakes are available, but repeating the same method is not a strategy
The candidate handbook says a failed candidate may schedule a new examination within one day and does not impose a limit on attempts at the same exam. Each attempt still requires another fee and more time.
Use the score report and your error history to change the next study cycle. Repeat attempts had a higher non-pass rate than first attempts in English during 2025.
A preparation standard that matches Texas
- Start with a full-domain diagnostic.
- Learn product rules and Texas rules as connected systems.
- Complete state-specific questions until close distractors no longer look interchangeable.
- Practice 145 delivered questions within 150 minutes.
- Reserve the real exam only after multiple stable timed results.
Official sources and further reading
Facts and requirements were checked against the linked primary sources on the article's publication date. Licensing authorities and testing providers remain controlling.
- Texas Department of Insurance / Pearson VUE: Texas Insurance 2025 Examination SummaryOfficial annual totals by exam language and attempt type.
- Texas Department of Insurance / Pearson VUE: Texas Insurance Licensing Candidate HandbookOfficial exam structure, time limit, fee, state outline and retake policy.
- Texas Department of Insurance: General Lines - Life, Accident, Health and HMOOfficial sequence for examination, fingerprints and license application.