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TX · General Lines — Life, Accident, Health & HMO
Pass your examwith confidence.Texas Life & Health Insurance Exam Prep
Learn national product knowledge and Texas-specific insurance law in the proportions used by the official exam outline.
Choose your preparation ↓Life & Health · Property & Casualty
Your learning pathChoose your preparation
What the preparation will cover
Built for the real exam
The program follows the official state outline. Diagnostic sessions identify gaps; explanations teach the underlying rule; missed questions return at useful intervals; the mock exam reproduces the current exam structure.
- 01Life policies, annuities, underwriting and retirement concepts
- 02Accident and health products, provisions and social insurance
- 03Texas statutes and rules common to life and health
- 04Texas rules specific to life, health and HMOs
See the app before you buy
A serious learning system — not a thin quiz app.
See the real interface, the complete chapter structure, detailed correction after an answer and clear package terms. The screenshots come from the current live app with 1,300 approved questions.
Learn by chapter
Work through the official outline in a structured order instead of random repetition.
Understand every answer
A wrong answer opens the rule, the misconception behind each distractor and the source.
Know the terms
Prices, access periods and included languages are visible before checkout.
Three free modes show how the app teaches before any purchase.
Try the learning method free →The five pillars of CertiAcademy
From the first diagnosis to real exam readiness.
Every pillar answers one of the weaknesses visible in the official results. The path is state-specific, bilingual and driven by what you actually know — not by a generic study schedule.
01
Diagnose every chapter
A 30-question diagnostic identifies weak areas across the official Texas outline before you spend time on material you already know.
Know where to start02
Build the rule behind the answer
Short lessons and worked examples make life, health, annuity and Texas-law concepts understandable before intensive practice begins.
Understand, do not guess03
Practice with real depth
1,300 learning questions include 500 Texas-specific questions. Every answer explains why the correct choice fits and why the alternatives do not.
Repair weak areas04
Retain what you learned
Missed questions return at useful intervals. Chapter readiness and progress show what is stable and what still needs attention.
Make knowledge retrievable05
Simulate the real exam
Full-length simulations reproduce the number of questions, time limit and passing score. The result shows whether you are ready before the real appointment.
Prove exam readinessThe cost of underpreparing21,188Texas General Lines LAH English-language attempts left without a passing score in 2025
50%of English-language Texas LAH attempts did not pass
A difficult exam needs more than a generic question bank.
The first goal is not to finish more quizzes. It is to find the exact gaps that cost points, repair them and prove under exam conditions that the knowledge is available when it matters.
Pearson VUE Texas 2025 Annual Summary ↗Question depth
1,300questions for this state
500state-specific questions
The state-law portion is only one part of the exam. A pool of 500 state-specific questions therefore gives you unusually broad practice without cycling through the same few items.
Start preparation →Complete context from the official Texas summary
The report compares exam language, not ethnicity.
These differences are not decoration and they are not labels for individual ability. They show where conventional preparation leaves candidates behind. CertiAcademy responds with clear foundations, bilingual terminology, diagnostic entry checks, explanations that repair misconceptions, spaced repetition and individual practice paths driven by actual answers — not demographic assumptions.
Published result groups
All attempts by exam language
50%English-language attempts failed
66%Spanish-language attempts failed
+16 ptshigher non-pass rate in Spanish
Published result groups
First attempt
43%English first-time candidates failed
66%Spanish first-time candidates failed
Published result groups
Repeat attempts
60%English repeat attempts failed
66%Spanish repeat attempts failed
Texas publishes these results by exam language, not by ethnicity, gender or education. Spanish-language results must not be presented as Hispanic ethnicity data. The figures describe attempts, so one candidate may appear more than once.
Current exam format
General Lines — Life, Accident, Health & HMO
- 01100 scored general-knowledge questions + 10 pretest questions
- 0230 scored Texas questions + 5 pretest questions
- 03Current outline effective December 1, 2025
English + Español
One exam path. Two complete languages.
English and Spanish are complete learning paths, not a translation overlay. Terminology, explanations and state-law references are presented and reviewed in context.
Web · iOS · Android
One account. Every screen.
Your account, access and progress work in the web app. iPhone, iPad and Android apps will follow after internal store testing is complete.
Texas launch pricing
Clear access periods. Clear prices.
One payment. No subscription and no automatic renewal. English and Spanish are included at the same price.
30 questions
Instant score and chapter-level starting point
Try the free diagnostic →6 months
Full question bank and realistic exam simulations
Buy Exam Ready →12 months + 6-month extension
Full preparation with CertiAcademy Pass Protection
Buy Pass Guarantee →Texas launch prices. The final package, access period and price are shown again before the one-time purchase. No subscription and no automatic renewal.
Pass Guarantee · Pass Protection
12 + 6months access and extensionDidn’t pass? Keep studying. No new purchase.
Twelve months of access removes the pressure of short courses. If you do not pass and meet the eligibility requirements, access is extended by six months at no extra cost. Your progress stays with you so you can continue exactly where you left off.
- Complete at least 80% of the question bank
- Complete three mock exams before the real exam
- No new purchase for the six-month extension
- Does not pay state exam fees or promise an exam result
Questions about access
Clear answers before you buy.
What exam does the Texas preparation cover?
The preparation is designed for the General Lines — Life, Accident, Health & HMO exam and follows the current official outline and requirements. It covers general insurance knowledge and Texas-specific topics.
How extensive is the Texas question bank?
The program includes 1,300 learning questions, 500 of them Texas-specific, plus the diagnostic and realistic exam simulations.
Is the preparation available in English and Spanish?
Yes. English and Spanish are complete learning paths with terminology, explanations and state-law references presented and reviewed in context.
Can I try the app before buying?
Yes. The free diagnostic and learning previews let you try all three learning modes, see detailed explanations and receive a result before choosing a paid package.
What does the Pass Guarantee mean?
The Pass Guarantee does not promise an exam result. The designated package includes twelve months of access and, when the stated eligibility requirements are met, an additional six-month extension without a new purchase.
Web access is now available.
Start your Texas preparation today.
Try the free diagnostic first or choose one of the two full-access packages.