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New Jersey · Licensing path

New Jersey Life and Health Licensing in 2026: Plan for Two Lines

Candidates who want both Life and Health authority in New Jersey should budget and study by line. The state requires 20 hours of approved prelicensing education for Life and 20 for Health, and the published fee is $47 for each examination.

CertiAcademy Editorial TeamSeptember 7, 20267 min read
01

The official sequence

  • Complete approved prelicensing education for each requested line.
  • Schedule and pass the applicable state examination for each line.
  • Complete Live Scan fingerprinting as a resident applicant.
  • Apply online and pay the major-line license and application fees.
02

Fixed charges before course tuition

Approved-course tuition is additional and varies by provider. Paper filing adds a processing charge, so confirm the current method before submitting.

ItemAmount
Two examinations$94
Live Scan fingerprints$66.05
Major-line license$150
New online application fee$20
Published fixed subtotal$330.05
03

New Jersey does not publish a comparable statewide pass-rate table

That absence is not permission to invent a rate. State rules require tuition-charging prelicensing providers to disclose their own pass rates by line for the preceding six months. Ask for the exact line, period and candidate base before comparing providers.

04

Why the program is larger than a two-exam checklist

CertiAcademy's planned New Jersey program contains more than 1,300 learning questions, including 500 New Jersey-specific questions, with complete English and Spanish routes. Diagnosis separates Life from Health weaknesses; explanations teach the rule behind every answer; review schedules missed concepts; simulations verify readiness for each exam.

Sources

Official sources and further reading

Facts and requirements were checked against the linked primary sources on the article's publication date. Licensing authorities and testing providers remain controlling.

  1. New Jersey Department of Banking and Insurance: Producer Frequently Asked QuestionsOfficial $47 examination fee, 20-hour-per-line education requirement and current online application fees.
  2. New Jersey Department of Banking and Insurance: Live Scan Electronic Fingerprinting ProcessOfficial producer fingerprint code and $66.05 processing fee.
  3. New Jersey Department of Banking and Insurance: Insurance Producer Licensing FeesOfficial major-line license fee and paper-processing supplement.
  4. New Jersey Department of Banking and Insurance: Producer Licensing Regulation — Provider DisclosuresOfficial rulemaking text requiring tuition-charging prelicensing providers to disclose their own pass rates by line of authority.

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