The controlling waiting periods
| Situation | Minimum wait | Additional cost |
|---|---|---|
| After a failed attempt | 14 days | New $67 exam fee |
| After failing three times | 60 days | New $67 exam fee |
| Passing score not used | Valid for 12 months | Exam must be retaken after validity expires |
Repeat attempts had the worse result
For exam series 12-GA-05 in H1 2026, first-time attempts had a 42.20% non-pass rate. Repeat attempts had a 57.45% non-pass rate. The table cannot identify the cause, but it clearly rejects the idea that repetition alone solves the problem.
Use the waiting period as a controlled study cycle
- Map the score report to the official outline.
- Relearn the rule before answering another variant.
- Practice weak chapters in mixed sets.
- Require stable results across multiple sessions.
- Complete a timed simulation before rescheduling.
Preparation that continues after a setback
CertiAcademy's Georgia program keeps chapter progress, explanations and spaced review in one account across English and Spanish. The $89 12-month package includes a conditional six-month Pass Protection extension; it does not promise a pass or reimburse state fees. Web access is available now.
Official sources and further reading
Facts and requirements were checked against the linked primary sources on the article's publication date. Licensing authorities and testing providers remain controlling.
- Georgia Secretary of State: Georgia Rule 120-2-3-.09 — ExaminationsControlling 70% passing score, 14-day and 60-day retake waits and 12-month score-validity rule.
- Pearson VUE / Georgia OCI: Georgia Insurance Licensing Candidate Handbook, August 2026Current exam fee, length, Spanish-language option, bilingual toggle and licensing steps.
- Pearson VUE / Georgia OCI: Georgia Insurance Pass Rates, January–March 2026Official graded-attempt totals for exam series 12-GA-05 and other Georgia examinations.
- Pearson VUE / Georgia OCI: Georgia Insurance Pass Rates, April–June 2026Official second-quarter results used with Q1 to calculate the first-half totals.